Insurance for Home-Based Business

Due to the coronavirus pandemic, Home-based businesses are more popular than ever before. It's important for business owners to recognize that a Homeowners or Renters insurance policy is not designed to cover business losses. 

Depending on your home-based business needs, you may want to consider a Business policy if:   

• Your business property, stock or equipment is greater than $10,000 in value.   

• Clients visit your office, use your product and/or depend on your service. Liability insurance can help cover your exposure to lawsuits.   

• Damage to your workplace would require you to find a temporary substitute.   

• Damage to your workplace could cause you to lose business or customers.   

• Your employees use their vehicles to make deliveries or trips for your business.   

Learn more about how a Business Insurance policy can help protect you and your company. Contact our team today.  

Justin Goushaw is a trusted Farm Bureau Insurance agent based in Rockford, MI. At the Justin Goushaw Agency, located at 118 Courtland St. Rockford MI 49341, he specializes in comprehensive Home, Auto, Life, and Farm insurance solutions. With a focus on personalized service and community involvement.